• No Personal Guarantees
  • 80% Approvals
  • Pre-Approvals in 24-48 Hours, Funding in 7-10 Business Days
  • Unsecured
  • No Upfront Fees
  • We Get Paid When You Get Paid
  • Receive upto 3X your Monthly Credit Card Volume($10K-$300K+)
  • No Complicated Paperwork
  • No Property Liens or Collateral
  • Does Not Impact Your Ability to Qualify for Other Financing


EASY ACCESS

High approval rate.
Up to 50% more money than our competitors.
Simple, free application.
Use for any business purpose.

SMART CHOICE

Unsecured funding.
No liens or collateral.
Flexible payments.
No points or application fees.

FAST RESPONSE

Funded within 10 business days.
Call back same day.
Pre-qualified within 24 hours.

BASIC QUALIFICATIONS

  • Process $10,000+/mo in Visa, MasterCard, American Express and Discover Combined
  • In Business for a Minimum of 6 Months
  • 1 Year Remaining on your Current Lease
  • Provide 3-6 months Visa, MasterCard, American Express and Discover Processing Statements
  • No Open Tax Liens, Bankruptcies or Judgments.
  • Acceptable Personal and Business Credit. (525+ Credit Score)
More Info
BETTER THAN A BUSINESS LOAN

A Business Cash Advance is a Great Alternative to a Small Business Loan.

In today’s Economy it is difficult to qualify for a Business Loan. 1st Working Capital Group provides quick and simple alternative financing solutions for your businesses Working Capital needs. Typical Business Loans involve many hassles such as a lengthy approval process, excessive paperwork, low approvals, personal guarantees and collateral, fund restrictions, and fixed monthly payments.

Even if you have been denied a Small Business Loan, you may still qualify for a Business Cash Advance. Unlike typical Bank Loans, Cash Advances, offer businesses Working Capital based on future Credit Card sales. 1st Working Capital Group provides high approval rates, flexible repayment process, and minimal credit requirements. Our simple, one page application can give you access to immediate unsecured funding from $10,000 to $300,000 or more upon approval.

Another Great Alternative to a Small Business Loan is…A Working Capital Loan.

A Working Capital Loan is an actual Loan product that uses your Businesses Credit Card processing history, as well as Cash Flow Analysis to approve your Business for a Working Capital Loan with less than perfect credit.

1st Working Capital Group has a network of Business Cash Advance and Working Capital Loan products. By matching your Business needs to the best funding source, we maximize your funding amount while minimizing your cost of funds.

Use the Business Cash Advance or Working Capital Loan for any Business Purpose, Including:

  • Purchase Inventory/Seasonal Merchandise
  • Remodel
  • Purchase/Repair Equipment
  • Pay off Debt/Taxes
  • Expansion
  • Emergency Funding